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100% Pass Quiz 2025 IAPP - CIPP-US - Certified Information Privacy Professional/United States (CIPP/US) Latest Test Sample
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The CIPP/US certification exam is a valuable investment for professionals seeking to advance their careers in the privacy and data protection industry. It provides a comprehensive understanding of the legal and regulatory landscape of privacy in the United States and demonstrates a commitment to excellence in the field. With the demand for privacy professionals on the rise, earning the CIPP/US certification can give candidates a competitive edge and open up new opportunities for career growth and advancement.
The International Association of Privacy Professionals (IAPP) is a globally recognized organization that provides certifications and training courses in the field of data privacy. One of their most popular certifications is the Certified Information Privacy Professional/United States (CIPP/US) certification, which is designed to validate an individual's knowledge and understanding of privacy laws and regulations in the United States.
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IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q165-Q170):
NEW QUESTION # 165
Which of the following best describes what a "private right of action" is?
- A. The right of individuals harmed by data processing to have their information deleted.
- B. The right of individuals to submit a request to access their information.
- C. The right of individuals to keep their information private.
- D. The right of individuals harmed by a violation of a law to file a lawsuit against the violation.
Answer: D
NEW QUESTION # 166
Which entity within the Department of Health and Human Services (HHS) is the primary enforcer of the Health Insurance Portability and Accountability Act (HIPAA) "Privacy Rule"?
- A. Office of Public Health and Safety.
- B. Office for Civil Rights.
- C. Office of Social Services.
- D. Office of Inspector General.
Answer: B
NEW QUESTION # 167
In what way does the "Red Flags Rule" under the Fair and Accurate Credit Transactions Act (FACTA) relate to the owner of a grocery store who uses a money wire service?
- A. It mandates the use of updated technology for securing credit records
- B. It does not apply because the owner is not a creditor
- C. It is not usually enforced in the case of a small financial institution
- D. It requires the owner to implement an identity theft warning system
Answer: B
Explanation:
The Red Flags Rule is a regulation that requires financial institutions and creditors to implement a written identity theft prevention program that is designed to detect, prevent, and mitigate identity theft in connection with the opening of a covered account or any existing covered account1. A creditor is any person who regularly extends, renews, or continues credit; any person who regularly arranges for the extension, renewal, or continuation of credit; or any assignee of an original creditor who participates in the decision to extend, renew, or continue credit2. A covered account is an account that a financial institution or creditor offers or maintains, primarily for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions, such as a credit card account, mortgage loan, automobile loan, margin account, cell phone account, utility account, checking account, or savings account2. A money wire service is a service that allows customers to send or receive money electronically3. The owner of a grocery store who uses a money wire service is not a creditor because he or she does not regularly extend, renew, or continue credit to customers. Therefore, the Red Flags Rule does not apply to the owner of a grocery store who uses a money wire service. References:
* 1: FTC, Red Flags Rule, https://www.ftc.gov/business-guidance/privacy-security/red-flags-rule
* 2: FTC, Fighting Identity Theft with the Red Flags Rule: A How-To Guide for Business,
https://www.ftc.gov/tips-advice/business-center/guidance/fighting-identity-theft-red-flags-rule-how-guide-
* 3: Alessa, Wire Transfer Red Flags: Understanding Money Laundering and Fraud Risks,
https://alessa.com/webinars/wire-transfer-red-flags-and-fraud-risks/
NEW QUESTION # 168
Which of the following federal agencies does NOT have regulatory authority related to privacy?
- A. U.S. Department of Transportation.
- B. U.S. Department of Commerce.
- C. Federal Reserve
- D. Consumer Financial Protection Bureau.
Answer: B
Explanation:
The U.S. Department of Commerce (DOC) is a federal agency that promotes economic growth, trade, and innovation, but does not have regulatory authority related to privacy. The DOC administers several voluntary privacy frameworks, such as the Privacy Shield, the APEC Cross-Border Privacy Rules, and the NIST Privacy Framework, but these are not legally binding or enforceable by the DOC12. The DOC also participates in international privacy negotiations and dialogues, but does not have the power to issue rules or regulations on privacy matters3.
The other three options are examples of federal agencies that do have regulatory authority related to privacy. The Consumer Financial Protection Bureau (CFPB) is an independent agency that enforces consumer protection laws, such as the Fair Credit Reporting Act, the Gramm-Leach-Bliley Act, and the Dodd-Frank Act, which contain privacy and data security provisions4. The U.S. Department of Transportation (DOT) is a federal agency that regulates transportation safety, security, and infrastructure, and has issued privacy rules for airlines, motor carriers, and railroads. The FederalReserve (FRB) is an independent agency that oversees the nation's monetary policy, banking system, and financial stability, and has issued privacy rules for financial institutions under its jurisdiction. References: 1: Privacy Shield Program Overview | International Trade Administration 2: NIST Privacy Framework | NIST 3: Privacy and Data Security | U.S. Department of Commerce 4: Consumer Financial Protection Bureau - Wikipedia : [Privacy | US Department of Transportation] : [Privacy - Federal Reserve Board]
NEW QUESTION # 169
Most states with data breach notification laws indicate that notice to affected individuals must be sent in the
"most expeditious time possible without unreasonable delay." By contrast, which of the following states currently imposes a definite limit for notification to affected individuals?
- A. Florida
- B. New York
- C. California
- D. Maine
Answer: A
Explanation:
According to the web search results from my predefined tool, Florida is the only state among the four options that currently imposes a definite limit for notification to affected individuals in case of a data breach. Florida's law requires that notice be provided within 30 days after determination of the breach or reason to believe a breach occurred, unless delayed by law enforcement or measures to determine the scope of the breach and restore the integrity of the system1. The other states have more flexible or vague terms for the notification timeframe, such as "as soon as practicable" (Maine), "in the most expedient time possible and without unreasonable delay" (New York), or "in the most expedient time possible and without unreasonable delay, consistent with the legitimate needs of law enforcement" (California)2. References:
* Security Breach Notification Chart | Perkins Coie
* State Data Breach Notification Chart - International Association of ...
NEW QUESTION # 170
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